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Leasehold Advice

Service Charge Dispute?

By Bernie Wales / 15th September 2022 /

If there’s one thing I can rely upon in the world of leasehold – whether it’s the posts on my Leasehold Advice Facebook Group or the topics of my consultation appointments – it is knowing there will always be someone wanting advice about a service charge dispute. Every day … literally every day … a…

Section 20 Notice – It’s Part Of A Process

By Bernie Wales / 9th September 2022 / Comments Off on Section 20 Notice – It’s Part Of A Process

Getting a section 20 notice is often confusing and worrying for leaseholders, particularly where they don’t understand the process surrounding a major works consultation. In this video, a question is raised by one of Bernie’s Leasehold Lessons trainees who is concerned the managing agent and landlord have not completed the process properly. Bernie explains how…

Lost in Leasehold

By Bernie Wales / 25th August 2022 / Comments Off on Lost in Leasehold

Many leaseholders feel lost in the world of leasehold, not knowing where to turn or which way to head. In this video, Bernie explores the various subjects which cause leaseholders to feel lost – and he provides a direction to head, so you can find your way through the maze of leasehold complexity.    …

Calculating Short Leases After 30th June 2022

By Bernie Wales / 28th July 2022 / Comments Off on Calculating Short Leases After 30th June 2022

This Q&A topic about calculating short leases arose following the introduction of the Leasehold Reform (Ground Rent) Act 2022 at the end of June … and queried whether the new Act would affect the way leaseholders should deal with lease extensions.     For lots more information, more videos, a booklet and lease extension flowchart,…

Give Your Leasehold A Health Check

By Bernie Wales / 14th July 2022 / Comments Off on Give Your Leasehold A Health Check

Most of my subscribers are familiar with my Leasehold Information Checklist. It’s the document I suggest you use BEFORE you buy a leasehold flat. But unfortunately, most leaseholders don’t stay up to date with information about their flat AFTER they’ve purchased. Time flies and life gets in the way – which is fine, until something…

Insurance Excess – Who Pays?

By Bernie Wales / 7th July 2022 /

The cost of insuring residential blocks of flats has increased dramatically in the past few years. I am regularly being asked by leaseholders to review the cost of insurance procured by the landlord, generally an outside freeholder. In addition to the hike in the cost of the overall policy premium, leaseholders are also complaining about…

Lease extension needed?

By Bernie Wales / 23rd June 2022 /

I received a query recently from someone who was looking to buy a flat with a “lease extension needed”. There was an 83 year lease and they wanted to get the lease extended. They told me it looked as though the freehold was held by a company that was equally owned by the leaseholders of…

Ultra-short lease property

By Bernie Wales / 12th May 2022 / Comments Off on Ultra-short lease property

Every couple of months I get a little flurry of consultation appointments about the same flat – different people booking – same leasehold property. It happens when there’s an auction lot where the property has an ‘ultra-short lease’. In March there was one with 12 years. Next month there is one with 15 years. It’s interesting…

How and when to appoint new Directors and Chairman

By Bernie Wales / 5th May 2022 /

I recently received a query about some of the specifics and timing of appointing new Directors and a Chairman to the Board of a Residents’ Management Company. Although not able to provide bespoke advice as I did not have access to the specific Memorandum and Articles of Association for this particular company, I was able…

Obtaining permission for alterations

By Bernie Wales / 24th March 2022 / Comments Off on Obtaining permission for alterations

What can you do when you want to build an extension or make other alterations to your leasehold property, but the lease states “no alteration or addition” to the property and the freeholder is unwilling to co-operate? Following a recent consultation call I gave on just such a matter, here’s the background to the situation and the advice I gave…